Next Path Services
Next Path Financial offers three services, delivered in person across Edmonton and surrounding communities. Each one is a complete engagement that builds your Financial System: an organized record of your accounts, policies, key contacts, and important documents, along with the structure your finances run on.
Each service is built around where you are. Pick the one that fits, and we build from there.
In Good Order
In Good Order is a one-time preparation engagement that organizes your household's finances into a Financial System your family can rely on. We build a complete record of your accounts, key contacts, important documents, and how the finances flow, pulled together in one place and ready to use. When circumstances change, your family will know where to begin.
How it Works
The engagement begins with a discovery meeting in your home. From there, we gather and review your documents, building the System around your accounts, income, assets, debts, insurance, recurring bills, legal documents, and the contacts behind them. We capture your guidance in your own words: the steps a family member should take first, who to notify and when, and the notes that explain why your finances are organized the way they are. The Financial System is produced in a binder and a digital copy, and we walk through all of it together in a final review meeting.
Annual Update
An optional Annual Update is available to past In Good Order clients who want the System reviewed and refreshed each year. The update includes a review meeting, a full revision of the Financial System, and updated pages for the binder along with a new digital copy. Each year is its own engagement.
Engagement Fee
The rate for In Good Order is $2,025. The Annual Update is $750.
Steady Path
Steady Path is a complete, one-time engagement for when you are taking on your household's finances and are ready to carry them forward on your own. We work through everything together, from the accounts and the bills to the routines that keep the household running, and build the Financial System your finances will operate from. When the engagement closes, you have what you need.
How it Works
The engagement begins with a discovery meeting in your home. We work through your documents at a pace that feels manageable, including the time it takes to track down what is held in different places. From there, we build a complete record of your accounts, income, assets, debts, insurance, recurring bills, legal documents, and the contacts behind them.
We organize what you have, set the direction you are working toward, and capture the strategy in plain language so you can return to it as decisions come up. We also work through the routines that keep the household running, including the bill payments and the banking, so you are managing them yourself before the engagement closes. The Financial System is produced in a binder and a digital copy, and the final meeting is a full walkthrough of how to use it.
Add-on support
Two add-ons are available after the engagement closes. A Touchpoint Session is a focused check-in for a specific question or topic, with an updated written summary. A Strategic Review is a full revision of the Financial System when goals or circumstances have shifted enough to warrant a new build.
Engagement Fee
The Steady Path engagement is $2,625. Add-on support is $525 for a Touchpoint Session and $1,050 for a Strategic Review.
Next Path Signature Service
The Signature Service is an ongoing engagement, with Next Path alongside you for as long as you want the support. We manage the day-to-day together and build your Financial System as we go: the bill payments, the banking, the statements and renewals, and a second look at anything unexpected. The result is a financial life that is set up, understood, and running, with everything handled.
How it Works
The engagement begins with a full discovery and a series of working sessions in your home, so we understand where you are, your priorities, and how your finances are organized now. From there, we build the System together: a complete, documented record of your accounts, income, recurring obligations, insurance and legal documents, key contacts, and the routines that keep it current. We stay close as you begin using it at home, because that is when new questions surface.
The engagement continues at the pace your circumstances call for. Quieter stretches need less and busier ones need more, and the support moves with them. We work through the day-to-day together: the bill payments, the banking, and the letters that arrive in the mail. Email and phone support is open between visits, answered within one business day.
Every quarter we sit down for a full review of the Financial System, followed by a written summary. Once a year, we work through a comprehensive review of the entire System: confirming what has changed in your life, refreshing the inventory, contacts, and document references, and refining the routines and schedule that keep everything maintained. When something significant comes up, such as a move into a residence or settling an estate, we scope that work separately.
Engagement Fee
The first year of the Signature Service is $5,250. Each year that follows is $3,700.
The first year begins with an initial fee of $2,250 at signing, which covers the discovery and initial build. The remaining $3,000 is split across the next three quarterly invoices of $1,000, timed to each quarterly review. On the anniversary of the engagement, billing moves to the ongoing cadence at $925 per quarter.
Take a Next Step
An exploratory call is a thirty-minute conversation about where you are, what you would like to organize, and whether one of the Next Path services fits the work ahead. No cost, no commitment.